A few days ago I celebrated my 3rd Anniversary writing for REALTOR® Magazine's YPN blog, called YPN Lounge . (YPN stands for Young Professionals Network.) I can't believe it's been that long already! Lately I've been feeling a lot of love from the readers there, getting loads of comments, emails, tweets, Facebook friend requests and most recently, old-fashioned fan mail. The kind the post office delivers! The last package contained a really sweet note card with a note about how much this man had enjoyed my last article, and a copy of his book, What'$ Your Rate? , which is a guide to real estate for first-time home buyers! I've only started reading it, but the thing I like about it is that it's about planning your financial future by building your "Core 7" team. I am all about planning and I have a few members of my team secured already, but there are a few aspects I hadn't put enough time into. According to the book, the 7 members